Obamacare can be thriving despite GOP attempts to kill This kind of-commentary

As of right now, rumors of Obamacare’s death spiral have been exaggerated. In fact, there’s fresh evidence to support improving the law, not scrapping This kind of. Two weeks in, numbers released by the Centers for Medicaid as well as Medicare Services show 2018 open enrollment signups are up 40 percent over last year.

This kind of’s too soon to know whether the increase will stick. Open enrollment lasts only 45 days This kind of year, as opposed to 0 days previously, so more people may be shopping early as opposed to shopping in general. nevertheless there’s additional data — as well as anecdotal evidence — to suggest many Americans are finding affordable — even free — health plans. Per the Kaiser Family Foundation, about 4.5 million Americans can currently find a Bronze plan for $0 on Healthcare.gov.

Those $0 plans, incidentally, are the direct result of Trump’s decision to nix CSRs, the exact subsidy Alexander-Murray seeks to fund.

Strong marketplace health isn’t universal. A few state exchanges are in crisis. Almost every county in Iowa, for example, lacked an Obamacare insurer until June, when Medica agreed to provide coverage at a 43.5 percent average premium increase. On top of that will, many Americans who don’t qualify for Obamacare subsidies are finding high prices on Healthcare.gov.

nevertheless the positive enrollment numbers follow months of political uncertainty as well as a persistent effort by Trump to undermine his predecessor’s signature legislation. On top of the short enrollment period as well as CSR cut, Trump slashed the ACA advertising budget, rolled back its birth control mandate as well as expanded access to cheaper association health plans — the latter another move that will could draw more healthy Americans away by the ACA exchanges.

that will the ACA persists in spite of these obstacles suggests the law could thrive if federal as well as state governments focused on improving the law instead of undermining This kind of.

Commentary by Jennifer Fitzgerald, the CEO as well as co-founder of PolicyGenius, an independent digital insurance company for consumers. Previously, she was a junior partner at McKinsey & Company where she advised Fortune 100 financial services companies on marketing as well as strategy. She can be a graduate of Columbia Law School as well as Florida State University. Follow her on Twitter @jenlfitzgerald.

For more insight by CNBC contributors, follow @CNBCopinion on Twitter.

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